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Faq
✅ Yes! Foreigners can buy freehold properties in designated areas like: Downtown Dubai Dubai Marina Palm Jumeirah Jumeirah Village Circle (JVC) Business Bay Dubai Hills Estate Mohammed Bin Rashid City (MBR City) And many more, most of popular areas in Dubai are Freehold *Leasehold properties (99-year lease) are also available in other areas.*
A. For Off-Plan Properties: Down Payment (10-30% during booking) Installments (linked to construction milestones) 4% DLD Registration Fee (paid at handover) Agent Commission (2-3%) (if applicable) B. For Ready Properties: Purchase Price (negotiable) 4% Dubai Land Department (DLD) Fee (on property value) Agent Commission (2%) (paid by buyer) Mortgage Fees (if applicable, ~1-2% of loan amount) DEWA & Ejari Registration (~AED 3,000-5,000)
✅ Yes! Expats can get mortgages from UAE banks, typically: Up to 75% Loan-to-Value (LTV) for first-time buyers (if property > AED 5M, up to 65% LTV). Interest Rates: ~4.5% – 7% (fixed or variable). Required Documents: Passport, visa, salary certificate, bank statements.
✔ Lower Entry Price (discounted rates). ✔ Flexible Payment Plans (installments over 2-4 years). ✔ Higher ROI Potential (if market appreciates by handover). ✔ Customization Options (some developers allow layout changes). Risks of Off-Plan: ❌ Construction Delays (check developer’s track record). ❌ Market Fluctuations (property value may drop by completion).
No annual property taxes (unlike many countries). No capital gains tax (if selling after 1+ years). 4% DLD Transfer Fee (one-time, paid by buyer). VAT (5%) on agent commissions & service charges (not on property sale).
Annual service fees for building maintenance, security, amenities. Paid by the owner (not tenant, if rented out). Cost: AED 10–35 per sq.ft. (varies by building).
✅ Yes! Owners can rent out properties (requires Ejari registration). Short-term rentals (Airbnb) allowed in some areas (requires DTCM permit). Long-term rentals (1+ years) are common.
✔ Check Title Deed (via DLD or Dubai REST app). ✔ Inspect Unit (for ready properties). ✔ Review Developer Reputation (for off-plan). ✔ Ensure No Outstanding Fees (service charges, utility bills).
A. For Off-Plan Properties: Down Payment (10-30% during booking) Installments (linked to construction milestones) 4% DLD Registration Fee (paid at handover) Agent Commission (2-3%) (if applicable) B. For Ready Properties: Purchase Price (negotiable) 4% Dubai Land Department (DLD) Fee (on property value) Agent Commission (2%) (paid by buyer) Mortgage Fees (if applicable, ~1-2% of loan amount) DEWA & Ejari Registration (~AED 3,000-5,000)
For Off-Plan: Reserve Unit (pay booking fee, sign MoU). Sign SPA (Sales & Purchase Agreement) with developer Pay Installments (as per construction progress). Final Payment & Handover (4% DLD fee + remaining amount). Register Property (Obtain Oqood for off-plan or Title Deed for completed units). For Ready Property: Make an Offer & Sign MoU. Conduct Due Diligence (verify title deed, no outstanding fees). Pay Deposit (10%). Apply for Mortgage (if needed). Sign Sale Agreement & Pay DLD Fees (4%). Transfer Ownership (via DLD).
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