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Golden Visa in the UAE Through Real Estate: Complete 2025 Guide
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Dubai
Faq
Yes, foreigners can buy property in designated freehold areas in Dubai.
Passport copy, Emirates ID (if applicable), and a signed Memorandum of Understanding (MoU). If financing, pre-approval from the bank is also needed.
Freehold areas include Dubai Marina, Downtown Dubai, Palm Jumeirah, JVC, Dubai Hills Estate, and more. Leasehold areas typically allow long-term leases (up to 99 years) and include places like Deira and parts of Bur Dubai.
Buyers can choose from ready apartments, villas, townhouses, off-plan properties, and commercial spaces
Freehold means full ownership of the property and land. Leasehold grants rights to use the property for a set period (usually 30–99 years), but not the land.
Yes, investors can apply for a renewable residency visa if the property value meets the visa eligibility threshold.
Passport, MoU, title deed, NOC from the developer, and mortgage documents (if applicable).
Foreigners can only purchase in designated freehold zones. No restrictions exist within those areas
• DLD Fee: 4% of purchase price • Agent Commission: 2% (typical) • NOC Fee: AED 500–5,000 (developer-dependent) • Trustee Fee: AED 2,000–4,000 • Mortgage Registration Fee: 0.25% of loan amount (if financed)
Yes, many banks offer mortgages to non-residents with specific eligibility requirements.
The DLD charges 4% of the property value, typically split between buyer and seller (but usually paid by the buyer).
There are no annual property taxes in Dubai. However, service charges and registration fees apply.
1. Choose the property 2. Sign MoU & pay deposit (usually 10%) 3. Obtain NOC from developer 4. Final payment and transfer at DLD trustee office 5. Receive title deed
It’s highly recommended. Agents provide market knowledge, legal guidance, and help with negotiation.
Typically 2–6 weeks for ready properties; longer for mortgaged or off-plan deals.
A document issued by the developer confirming there are no outstanding dues on the property, required for transfer.
A property that is sold before it is built or completed, usually bought directly from developers
Project delays, changes in market conditions, or developer-related issues. Always choose a reputable developer.
Usually via post-handover or construction-linked plans (e.g., 10-90, 60-40, 1% monthly).
Developers may face penalties, and buyers may seek compensation or refunds via RERA if significant delays occur.
Yes. If the property is worth at least AED 750,000, you may qualify for a 2- or 10-year renewable visa
AED 750,000 for a 2-year visa (AED 1 million in some cases); AED 2 million for a 10-year Golden Visa.
Either 2 or 10 years, depending on the property value and visa type, and both are renewable
Rental yields range between 5% and 9%, depending on location and property type
Yes, for ready properties. For off-plan, only after handover and registration.
Short-term rentals are allowed in Dubai with a permit from Dubai’s Department of Economy and Tourism.
Annual fees per sq. ft., set by the developer and approved by RERA, covering building maintenance and common area costs.
No annual property tax. Only service charges and maintenance fees apply.
The building management or owner association, or the owner can hire third-party companies for private villas.
There are no capital gains taxes in Dubai.
There’s no mandatory holding period, but selling within the first year might incur a lower ROI due to upfront costs.
• Agency Fee: 2% • DLD Transfer Fee: 4% (usually paid by buyer) • NOC Fee: AED 500–5,000 • Trustee Fee: AED 2,000–4,000
Yes, non-residents can purchase property in designated freehold areas without UAE residency.
You retain ownership and can rent, sell, or assign a property manager to handle it remotely
Yes. Dubai offers high rental yields, no property taxes, and a strategic global location, making it attractive to investors worldwide.
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